?

Log in

mal

startoucher in canadian_yank

Stupid student loans.

Okay, here's a question for all of you. I'm repaying my American student loans on an income-contingent repayment plan. I am self-employed, and my husband works full-time. Naturally, since I'm married, the form they've got me filling out for proof of income wants to know his taxable income as well as mine - but as far as the IRS is concerned, he doesn't have any taxable income, since he has no citizenship ties to the US (besides being married to an American citizen). So do I have to tell them his salary? Naturally their 800 number doesn't work outside the United States (has anybody else been driven to screaming frustration by trying to contact a US government agency from Canada? Oh, the stories, I could tell...) and I can't find any information that would answer this question. Have any of you gone through anything similar?

Comments

Only your income counts, as far as I know.

Oh, and when I call my government student loan servicer...it goes to India.

Edited at 2008-05-28 11:25 pm (UTC)
Whether you have to tell them his salary depends on what the terms of your payment plan are. What you have to tell your loan servicer and what you have to tell the IRS are not necessarily the same thing.
I'm not sure but I do know that the IRS and the Canadian Revenue Service share records. You probably should make sure you don't have to include him. I would guess that you do since your household is clearly making more than just your salary.
If you're dealing with the IRS you DO have to fill out a certain form and report his income because you're married. Try checking back through the postings in this community from around the beginning of April.
I'm American (with student loan debt) and my husband is Canadian. I've never reported his salary on any of my student loan forms. Before I got on the income contingent plan, money was withheld from our tax return - he filed an innocent (or maybe injured) spouse form with the IRS and was able to get it all back.

has anybody else been driven to screaming frustration by trying to contact a US government agency from Canada?

Oh, yes. Lots and lots. :)